SECTION 1 – Copyright and Reproduction Notice and Limited Licence

The information, content, graphics, text, sounds, images, buttons, trade marks, service marks, trade names and logos (the “Materials”) contained in this website are protected by copyright, trade mark, database right, sui generis right and other intellectual property laws, under national laws and international treaties. You are granted a limited licence solely for your own personal, non-commercial use to refer to, bookmark or point to any page within this website, and to download the Materials contained on this website to a single personal computer, and to print a single hard copy of the Materials contained on this website for your own personal reference, provided however that all copyright, trade mark and other proprietary notices are left intact. The grant of this limited licence is conditional on your agreement to, and compliance with, all of these terms and conditions of use. Any other use of the Materials on this website, including any form of copying or reproduction (for any purposes other than those noted above) modification, distribution, re-publication, extraction, re-utilization, incorporation or integration with other materials or works or re-delivery using framing technology, without the prior written permission of the owner(s) of VintageValueInvesting.com, is strictly prohibited and is in violation of our proprietary rights.

Hypertext links to this website by other users and websites are permitted provided that the link to this website gives full credit to VintageValueInvesting.com. Brief quotations including attribution and a direct link to this site (www.VintageValueInvesting.com) are authorized AND encouraged, as is sharing links via social media, email etc. However, extensive or unattributed reproduction of text or research findings are violations of copyright law.

Any content on this site is NOT investment, trading, legal, or tax advice, and none of the information available through this blog is intended to provide tax, legal, investment or trading advice. Nothing provided through these articles constitutes a solicitation of the purchase or sale of securities/futures. THE DATA AND INFORMATION PRESENTED ON THIS WEB SITE IS BELIEVED TO BE ACCURATE BUT SHOULD NOT BE RELIED UPON BY THE USER FOR ANY PURPOSE. ANY AND ALL LIABILITY FOR THE CONTENT OR ANY OMISSIONS FROM THIS WEB SITE, INCLUDING ANY INACCURACIES, ERRORS, OR MISSTATEMENTS IN SUCH DATA OR INFORMATION IS EXPRESSLY DISCLAIMED.

SECTION 2 – Disclaimers

All use by you of this website is at your own risk. You assume complete responsibility for all risk of loss resulting from your downloading and/or using of or referring to or relying on Materials or any other information obtained from your use of this website. You agree that the owner(s) of VintageValueInvesting.com will not be liable for damages arising out of your use or your inability to use this website, and you hereby waive any and all claims with respect thereto, and whether based on contract, tort or other grounds.

This website is available to all users “as is” without any representations or warranties of any kind, either express or implied. The owner(s) of VintageValueInvesting.com make no representations, warranties or undertakings that this website, or the server that makes it available, will be free from defects, including, but not limited to viruses or other harmful elements. The owner(s) of VintageValueInvesting.com accept no liability for any infection by computer virus, bug, tampering, unauthorized access, intervention, alteration or use, fraud, theft, technical failure, error, omission, interruption, deletion, defect, delay, or any event or occurrence beyond the control of the owner(s), which corrupts or affects the administration, security, fairness and integrity or proper conduct of any aspect of this website. There are certain inherent risks in using the Internet and the World Wide Web.

The owner(s) of VintageValueInvesting.com make no representations, warranties or undertakings about (i) any of the Materials on this website (including without limitation, their accuracy, their completeness or their merchantability, quality or fitness for any particular purpose, or (ii) any content of or information on any other website referred to or accessed by hypertext link through this website or from which this website is referred to or accessed by hypertext link (“third party site”). The owner(s) of VintageValueInvesting.com do not endorse or approve the content of any third party site, nor will the owner(s) have any liability in connection with any third party site (including but not limited to liability arising out of any allegation that the content of or information on any third party site infringes any law or the rights of any person or entity). No judgement or warranty is made with respect to the accuracy, timeliness or suitability of the content of any third party site, and any and all liability which might arise out of, or in connection with, your use or reliance on the content of or information on, or the performance of, any third party site is excluded.

Any content or information received on or via this website should not be relied on for important personal, financial or business decisions, and you should consult an appropriate professional for advice which is specifically tailored to your particular circumstances. Nothing in this website constitutes or shall be deemed to constitute an invitation to invest or otherwise deal in shares or securities. You acknowledge and understand that the owner(s) of VintageValueInvesting.com may have opinions from time to time with regard to any of the content of or information on this website which may be different from those obtained by using or accessing the content of and information on this website, and that the owner(s) are not advising you in relation to the nature, potential, value or suitability of any particular asset or security, portfolio of assets or securities, transactions, investment strategy or other matter, and that no mention of a particular asset or security on this website constitutes a recommendation to buy, sell or hold that or any other asset or security. Content and information received via this website is supplied by sources believed to be reliable. However, calculations made using such data, and opinions expressed in relation to such data, are not guaranteed by these sources, VintageValueInvesting.com, the owner(s), or any other person or entity, and may not be complete.

The owner(s) reserve the right to change the content, presentation, performance, user facilities and availability of any part of this website at its sole discretion, including these terms and conditions of use, and you should check these terms and conditions of use regularly for any changes.

SECTION 3 – Data Protection and Privacy

We respect your right to privacy. Visitors should be aware that each time they visit a website two general levels of information about their visit can be retained. The first level comprises statistical and other analytical information collected on an aggregate and non-individual specific basis of all browsers who visit the site, and the second is information which is personal or particular to a specific visitor who knowingly chooses to provide that information.

The statistical and analytical information provides us with general and not individually specific information about the number of people who visit this website; the number of people who return to this site; the pages that they visit; where they were before they came to this site and the page in the site at which they exited. This information helps us monitor traffic on our website so that we can manage the site’s capacity and efficiency. It also helps us to understand which parts of this site are most popular, and generally to assess user behaviour and characteristics in order to measure interest in and use of the various areas of the site.

The statistical and analytical information and data can be collected through the standard operation of our internet servers and logs as well as “cookies”. “Cookies” are small text files that a website can use in order to recognize visitors who revisit a site so as to facilitate their ongoing access to and use of the site. It enables usage behaviour to be tracked and aggregate data to be compiled that would facilitate more targeted advertising and improved content. Typically, cookies involve the assigning of a unique number to the visitor. Visitors should be aware that we are unable to control the use of cookies or the resulting information by other third parties such as advertisers or parties hosting data for this site. One simple way to prevent the use of cookies it to activate the facility which is available in most web browsers that enables the user to deny or accept cookies. However, visitors should realize that certain cookies may be necessary in order to provide the visitor with certain features such as the customized delivery of certain information.

Throughout this website you may have an opportunity to send us information relating to you such as through the “contact us” pages or any other area where you may send e-mails, request a newsletter or news digest, or respond to any promotions. By choosing to participate in these, you will be providing us with some level of personal information relating to you. This information will only be used for (i) the purposes for which it was provided by you, and (ii) verification purposes and statistical analysis.

We may share your Personal Information in personally identifiable form with third parties as described below, if we are required by law to do so, or if you violate our Terms of Service.

SECTION 4 – Third-Party Services

In general, the third-party providers used by us will only collect, use and disclose your information to the extent necessary to allow them to perform the services they provide to us.

However, certain third-party service providers, such as payment gateways and other payment transaction processors, have their own privacy policies in respect to the information we are required to provide to them for your purchase-related transactions.

For these providers, we recommend that you read their privacy policies so you can understand the manner in which your personal information will be handled by these providers.

In particular, remember that certain providers may be located in or have facilities that are located in a different jurisdiction than either you or us. So if you elect to proceed with a transaction that involves the services of a third-party service provider, then your information may become subject to the laws of the jurisdiction(s) in which that service provider or its facilities are located.

As an example, if you are located in Canada and your transaction is processed by a payment gateway located in the United States, then your personal information used in completing that transaction may be subject to disclosure under United States legislation, including the Patriot Act.

Once you leave our website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website’s Terms of Service.

Links

When you click on links on our site, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to read their privacy statements.

FTC disclosure 

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites. The Federal Trade Commission requires that we disclose to readers that we have a “material connection” with Amazon Affiliates.

SECTION 5 – Age of Consent

By using this site, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site.

SECTION 6 – Changes to this Legal Disclaimer

We reserve the right to modify this privacy policy at any time, so please review it frequently. Changes and clarifications will take effect immediately upon their posting on the website. If we make material changes to this policy, we will notify you here that it has been updated, so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we use and/or disclose it.

If our website is acquired or merged with another company, your information may be transferred to the new owners so that we may continue to provide content and services to you.

Questions and Contact Information

If you would like to: access, correct, amend or delete any personal information we have about you, register a complaint, or simply want more information, please contact us at john@vintagevalueinvesting.com.